Do 2-year fixed rates usually have lower fees?

Often they can, but not always. Compare the total cost over the fixed period, not just the headline rate.

What happens when my 2-year fix ends?

You�ll normally move onto the lender�s revert rate (often SVR) unless you remortgage or switch to a new deal.

Can I leave a 2-year fixed mortgage early?

Usually yes, but early repayment charges (ERCs) and other fees may apply during the fixed period.

How often do rates update?

This page can refresh rates on demand and can be configured for automatic updates.

2-year fixed mortgage rates comparison table
Lender	Product	Rate	Fee	Max LTV	APR	Fixed period
Example Bank	2 Year Fixed	4.62%	�999	75%	5.10%	2 years
Sample Building Society	2 Year Fixed (No Fee)	4.79%	�0	60%	5.20%	2 years

What is a 2-year fixed mortgage?

A 2-year fixed mortgage keeps your interest rate the same for two years, which can make monthly repayments more predictable. After the fixed period ends, you�ll typically move to the lender�s revert rate unless you remortgage or switch to a new deal.

How to compare 2-year fixes

Rate: lower isn�t always best if the fee is high.
Fees: arrangement/product fees can change total cost a lot.
LTV: your loan-to-value affects which deals you can access.
ERCs: early repayment charges often apply during the fixed period.

Who are 2-year fixed rates best for?

Two-year fixes are popular if you want payment certainty but don�t want to commit to a longer fixed period. They can suit borrowers expecting to remortgage soon, or those who prefer flexibility.